:root{
  --bg:#0b1020;--bg-2:#0f1730;--ink:#0a1224;--paper:#f6f7fb;--muted:#5b6479;
  --brand:#0d4dff;--brand-2:#22c1c3;--accent:#ffb547;--line:#e6e9f2;
  --shadow:0 20px 60px -20px rgba(13,77,255,.25);
  --radius:14px;--max:1180px;
  --font-head:'Plus Jakarta Sans',system-ui,sans-serif;
  --font-body:'Inter',system-ui,sans-serif;
}
*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth}
body{font-family:var(--font-body);color:var(--ink);background:var(--paper);line-height:1.65;-webkit-font-smoothing:antialiased}
img{max-width:100%;display:block}
a{color:var(--brand);text-decoration:none}
a:hover{text-decoration:underline}
h1,h2,h3,h4{font-family:var(--font-head);line-height:1.15;letter-spacing:-.02em;color:#0a1224}
h1{font-size:clamp(2.2rem,4.6vw,3.6rem);font-weight:800}
h2{font-size:clamp(1.6rem,2.8vw,2.3rem);font-weight:700;margin-bottom:.8rem}
h3{font-size:1.2rem;font-weight:700;margin-bottom:.4rem}
p{color:#39425a}
.container{max-width:var(--max);margin:0 auto;padding:0 22px}

/* Header */
.site-header{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.85);backdrop-filter:saturate(180%) blur(12px);border-bottom:1px solid var(--line)}
.nav{display:flex;align-items:center;justify-content:space-between;padding:14px 0}
.brand{display:flex;align-items:center;gap:10px;font-family:var(--font-head);font-weight:800;color:#0a1224;font-size:1.15rem}
.brand-mark{width:34px;height:34px;border-radius:9px;background:linear-gradient(135deg,var(--brand),var(--brand-2));display:grid;place-items:center;color:#fff;font-weight:800;box-shadow:var(--shadow)}
.nav ul{display:flex;gap:22px;list-style:none}
.nav ul a{color:#1a2238;font-weight:500;font-size:.95rem}
.nav ul a:hover{color:var(--brand);text-decoration:none}
.cta{background:linear-gradient(135deg,var(--brand),#1f6dff);color:#fff;padding:10px 18px;border-radius:10px;font-weight:600;display:inline-block;transition:transform .2s, box-shadow .2s}
.cta:hover{transform:translateY(-2px);box-shadow:var(--shadow);text-decoration:none;color:#fff}
.menu-toggle{display:none;background:none;border:0;font-size:1.6rem;cursor:pointer}

/* Hero */
.hero{position:relative;min-height:78vh;display:flex;align-items:center;color:#fff;overflow:hidden;
  background:linear-gradient(135deg,rgba(8,17,46,.85),rgba(11,40,90,.7)),url('https://images.unsplash.com/photo-1601584115197-04ecc0da31d7?auto=format&fit=crop&w=1920&q=80') center/cover no-repeat fixed}
.hero h1{color:#fff;animation:fadeUp .9s ease both}
.hero p{color:#d6deef;font-size:1.1rem;max-width:640px;margin:18px 0 28px;animation:fadeUp 1.1s ease both}
.hero .cta{animation:fadeUp 1.3s ease both}
.hero-badges{display:flex;gap:14px;flex-wrap:wrap;margin-top:32px;animation:fadeUp 1.5s ease both}
.hero-badges span{background:rgba(255,255,255,.1);border:1px solid rgba(255,255,255,.2);padding:8px 14px;border-radius:30px;font-size:.85rem;color:#e6ecff}

/* Section */
section{padding:80px 0}
.section-head{text-align:center;max-width:720px;margin:0 auto 50px}
.section-head .eyebrow{color:var(--brand);font-weight:600;text-transform:uppercase;letter-spacing:.12em;font-size:.82rem;margin-bottom:10px;display:block}

/* Cards grid */
.grid{display:grid;gap:22px}
.grid-3{grid-template-columns:repeat(3,1fr)}
.grid-2{grid-template-columns:repeat(2,1fr)}
.card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:28px;transition:transform .3s, box-shadow .3s, border-color .3s}
.card:hover{transform:translateY(-6px);box-shadow:var(--shadow);border-color:#cfd6ea}
.card .ico{width:46px;height:46px;border-radius:12px;background:linear-gradient(135deg,#eef3ff,#e6fbfa);display:grid;place-items:center;color:var(--brand);font-size:1.4rem;margin-bottom:16px;font-weight:700}

/* Stats */
.stats{background:linear-gradient(135deg,#0a1224,#102046);color:#fff;border-radius:var(--radius);padding:40px;display:grid;grid-template-columns:repeat(4,1fr);gap:20px;text-align:center}
.stats .num{font-family:var(--font-head);font-size:2.4rem;font-weight:800;background:linear-gradient(135deg,#7ab1ff,#22c1c3);-webkit-background-clip:text;background-clip:text;color:transparent}
.stats .lbl{color:#a6b1cf;font-size:.9rem;margin-top:6px}

/* Split with bg image */
.split{display:grid;grid-template-columns:1.1fr 1fr;gap:50px;align-items:center}
.split-img{border-radius:var(--radius);min-height:420px;background-size:cover;background-position:center;box-shadow:var(--shadow)}

/* CTA band */
.band{background:linear-gradient(135deg,rgba(8,17,46,.88),rgba(13,77,255,.7)),url('https://images.unsplash.com/photo-1494412651409-8963ce7935a7?auto=format&fit=crop&w=1920&q=80') center/cover no-repeat;color:#fff;border-radius:var(--radius);padding:60px 40px;text-align:center}
.band h2{color:#fff}
.band p{color:#dfe7ff;max-width:620px;margin:10px auto 24px}

/* Footer */
footer{background:#06091a;color:#aab3cf;padding:60px 0 24px;margin-top:60px}
footer h4{color:#fff;font-family:var(--font-head);margin-bottom:14px;font-size:1rem}
.foot-grid{display:grid;grid-template-columns:1.5fr 1fr 1fr 1fr;gap:32px}
.foot-grid a{color:#aab3cf;display:block;padding:4px 0;font-size:.92rem}
.foot-grid a:hover{color:#fff}
.copyright{border-top:1px solid #1a2240;margin-top:40px;padding-top:20px;text-align:center;font-size:.85rem;color:#6b769a}

/* Page hero (inner) */
.page-hero{background:linear-gradient(135deg,rgba(8,17,46,.85),rgba(11,40,90,.6)),url('https://images.unsplash.com/photo-1566576721346-d4a3b4eaeb55?auto=format&fit=crop&w=1920&q=80') center/cover no-repeat;color:#fff;padding:90px 0 70px;text-align:center}
.page-hero h1{color:#fff}
.page-hero p{color:#d6deef;max-width:680px;margin:14px auto 0}

/* Article / legal */
.prose{max-width:820px;margin:0 auto}
.prose h2{margin-top:40px}
.prose h3{margin-top:24px}
.prose p,.prose li{color:#39425a;margin-bottom:14px}
.prose ul{padding-left:22px;margin-bottom:14px}

/* Form */
.form{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:32px;box-shadow:var(--shadow)}
.field{margin-bottom:16px}
.field label{display:block;font-weight:600;margin-bottom:6px;font-size:.92rem}
.field input,.field textarea,.field select{width:100%;padding:12px 14px;border:1px solid var(--line);border-radius:10px;font:inherit;background:#fbfcff;transition:border-color .2s, box-shadow .2s}
.field input:focus,.field textarea:focus,.field select:focus{outline:none;border-color:var(--brand);box-shadow:0 0 0 4px rgba(13,77,255,.12)}
.btn{background:linear-gradient(135deg,var(--brand),#1f6dff);color:#fff;border:0;padding:13px 26px;border-radius:10px;font-weight:600;cursor:pointer;font-size:1rem;transition:transform .2s,box-shadow .2s}
.btn:hover{transform:translateY(-2px);box-shadow:var(--shadow)}

/* Contact info card */
.info-card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:28px;margin-bottom:18px}
.info-card .lbl{color:var(--muted);font-size:.82rem;text-transform:uppercase;letter-spacing:.1em;margin-bottom:6px}
.info-card .val{font-weight:600;color:#0a1224;font-size:1.05rem}

/* FAQ */
details{background:#fff;border:1px solid var(--line);border-radius:12px;padding:18px 22px;margin-bottom:12px;transition:box-shadow .2s}
details[open]{box-shadow:var(--shadow)}
summary{font-weight:600;cursor:pointer;list-style:none;display:flex;justify-content:space-between;align-items:center;color:#0a1224}
summary::after{content:'+';font-size:1.4rem;color:var(--brand);transition:transform .2s}
details[open] summary::after{transform:rotate(45deg)}
details p{margin-top:12px;color:#39425a}

/* Cookie banner */
#cookie{position:fixed;bottom:20px;left:20px;right:20px;max-width:720px;margin:0 auto;background:#fff;border:1px solid var(--line);border-radius:14px;padding:20px 24px;box-shadow:0 30px 80px -20px rgba(0,0,0,.3);z-index:100;display:none;animation:slideUp .4s ease}
#cookie p{font-size:.9rem;margin-bottom:14px}
#cookie .row{display:flex;gap:10px;flex-wrap:wrap}
#cookie button{padding:10px 18px;border-radius:8px;border:0;font-weight:600;cursor:pointer;font-size:.9rem}
.btn-accept{background:var(--brand);color:#fff}
.btn-decline{background:#eef0f7;color:#0a1224}

/* Reveal */
.reveal{opacity:0;transform:translateY(24px);transition:opacity .8s ease, transform .8s ease}
.reveal.in{opacity:1;transform:none}

/* Anim */
@keyframes fadeUp{from{opacity:0;transform:translateY(20px)}to{opacity:1;transform:none}}
@keyframes slideUp{from{opacity:0;transform:translateY(40px)}to{opacity:1;transform:none}}

/* Responsive */
@media(max-width:880px){
  .grid-3,.grid-2,.split,.foot-grid{grid-template-columns:1fr}
  .stats{grid-template-columns:repeat(2,1fr)}
  .nav ul{display:none;position:absolute;top:64px;left:0;right:0;background:#fff;flex-direction:column;padding:18px;border-bottom:1px solid var(--line);gap:14px}
  .nav ul.open{display:flex}
  .menu-toggle{display:block}
  .hero{min-height:auto;padding:80px 0;background-attachment:scroll}
}